Most of you know my story by now. Four years ago, back when the banks were getting bailed out and the people were getting bailed on, I lost the first house I ever owned. After moving to South Louisiana and rebuilding our lives, my husband and I were able to move ourselves and our 6 children into a beautiful new home. Three days later the moratorium hit - and I say hit, because it was like a punch in the stomach to the people of our area.